SMS KREDYT HOLDING SA (31/2017) Signing a credit agreement by a subsidiary

Legal attitude: Art. 17 para. 1 MAR - confidential information. Management of SMS Kredyt Holding SA ("Issuer") informs that on November 30, 2017, the Issuer learned of the fact that today the Issuer's subsidiary - SMS Kredyt Sp. z o.o. credit agreements in the current account. The crediting bank is Bank Zachodni WBK S.A. ("Bank"). The amount of the loan granted is PLN 4 million. The loan repayment date is January 31, 2018. The loan is secured with a promissory note issued by the borrower and a deposit established by a natural person placed on a bank account maintained by the Bank. The loan is intended to finance current business operations of SMS Kredyt Sp. z o.o. Other loan terms do not differ from market conditions for this type of contracts.

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